2026 parameters, set to a €108,000/yr rate, no 30% ruling, age 31. Structures are compared at equal total cost to Soilytix, which is the only fair basis — an invoice and a salary are not the same number. Everything is editable; nothing is advice.
Same cost to the company, four ways. CoR is modelled as your current ZZP position minus Deel's ~€3,600/yr fee coming out of the same budget. Employment gross is solved so that gross + employer Zvw + premies equals the budget.
Independent of employment structure. The flat is the largest legal box-3 shelter available; the 2028 toggle shows what the werkelijk-rendement regime does to a buy-and-hold ETF position.
Four possible characterisations of the same payout. This spread is larger than every annual decision above, combined, over the whole holding period.
Cumulative net from work, minus standing wealth taxes, plus the net exit proceeds. Best annual structure combined with each equity treatment.